# Multi-currency Account

**What is a Multi-currency account?**

A Multi-currency Account lets customers specify the settlement currency for each transaction.&#x20;

Previously: Customers needed separate Atlas accounts for each currency, and the same email could not be used across accounts. \
Now: **One account can handle multiple currencies, all through a single API**.

Benefits:

* **Flexibility & Control**: Choose your preferred settlement currency per transaction, based on market condition or financial strategies.&#x20;
* **Cost-effective**: Atlas provides local bank accounts in multiple countries, enabling faster and cost-effective payments.&#x20;

**Supported Currencies:**

**AED, AUD, CAD, CHF, CNH, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, THB\*, USD, ZAR**\
\&#xNAN;*\*THB is only available for top-up made using Citi.*

**How It Works**&#x20;

* Request relevant bank information from Atlas.&#x20;
* Transfer funds and upload documents in ATRIP.&#x20;
* Add the "currency" element in the search request with your desired settlement currency.&#x20;

**Account Top-up**

* Select your preferred currency when making a top-up.&#x20;
* Balances are displayed dynamically for each currency.&#x20;
* Top-up history can be viewed by settlement currency.&#x20;

<figure><img src="/files/Ad7vaJrfA9vQjqzQJ5wb" alt=""><figcaption></figcaption></figure>

**Transaction Records**

In Transaction Records, currency filter is available to help find transactions quickly.

<figure><img src="/files/RUZwKzLSUlTqArNRAruT" alt=""><figcaption></figcaption></figure>

**Invoice Management**

In Invoice Management, currency filter has also been added for easier tracking.

<figure><img src="/files/7vqeH4Tc5dn0pzbdI0hH" alt=""><figcaption></figcaption></figure>

**Invoice and Reconciliation Statements**

* Invoices are generated separately for each settlement currency.&#x20;
* Transaction fees and post-booking services fees are converted into the chosen settlement currency in invoices/statements.

Sample invoices and statements as per below:

**Settlement Currency: CNY**

![](/files/X9RTstJCF4ESL5oEJcNC)

![](/files/aQXV9R26M01d2DRS3Pd1)

![](/files/P1uFLJBGI5bGhWt016Xo)

**Settlement Currency: USD**

![](/files/6hDLCJjJwD4AFIalpKzL)

![](/files/EYCQiNZysf0aRR2IZPlH)

![](/files/MqUnpmEax5lXtRcHMec0)

**Emails: Invoices and Statements**

Invoice and statement emails are sent separately for each currency.

![](/files/W9k6UqVPLKKxI72bll02)

![](/files/7kPlWcE9wkW8LNyUDU8B)

**Emails: Insufficient Balance**

Account balance alerts are triggered when funds in a specific currency drop below the threshold.

![](/files/EWNXVQEh3tpMCISR5y6J)

#### **API Update**

**Search Request**

```
{
"tripType": "2",
"adultNum": 1,
"childNum": 0,
"infantNum": 0,
"fromCity": "KRK",
"toCity": "LTN",
"fromDate": "20240326",
"retDate": "20240423",
"airlines": ["W6"],
"currency": "GBP",
"displayCurrency": "PHP",
"requestSource": "Organic"
}
```

Notes:&#x20;

* "currency" defines the settlement currency.&#x20;
* By default, Atlas uses the contract currency if none is specified.&#x20;
* In "Search" and the subsequent responses, the pricing as per the settlement currency will be provided in the "currency" element and the subsequent "price" element.

**Transaction Fee Conversion**

Transaction fees are converted to the settlement currency based on the **verify response timestamp** (when ticket price is quoted).


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